If you need an Encumbrance Certificate (EC) for a property in Maharashtra, here’s a simple step-by-step guide to help you:

Steps to Get an EC in Maharashtra

1. Visit the Sub Registrar's Office:

• Go to your local Sub Registrar's office. This is where you will apply for the EC.

1. Get the Application Form:

• Ask for Form 22, which is the application form for the EC. You can get this form at the Sub Registrar office.

1. Fill Out the Form:

• Complete the form with all the required details about the property and yourself.

1. Submit the Form:

• Submit the filled form along with:
• Non-judicial stamp paper
• Required documents
• The reason for needing the EC

1. Pay the Fees:

• Pay the fees for the EC as mentioned at the time of submission. The fee depends on where you apply.

1. Receive an Acknowledgement Receipt:

• After submission, you will get an acknowledgment receipt with an ID number. Keep this receipt safe as it is proof of your application.
  

Documents You Need

To apply for an EC, you will need the following documents:

• Proof of your residence
• Identity cards like Aadhaar, PAN card, and ration card
• Address and details of the property
• Copy of the sales deed (any deed related to the land, whether recent or old)
• Purpose of the EC request
• Period for which you need the EC
• Copy of the power of attorney if someone else is applying on your behalf

Eligibility Criteria

To apply for an EC in Maharashtra, you should meet these conditions:

• You must own the land or property for which you are applying.
• If someone else is applying on your behalf, they must hold a valid power of attorney.

Important Notes

• Processing Time: The EC usually takes between 15 to 30 days to be issued after you apply.
• Language: The EC is issued in the regional language. If you need it in English, there will be an extra fee for translation.

You can obtain your Encumbrance Certificate easily by following these steps

 Many people buy farmhouse land for peace, nature, and weekend breaks.

But this land can also earn good income if used in smart ways.

Today, one popular idea is collective farming — where many people come together to grow crops and share profits.

Let’s look at this and other easy ways to make your farmhouse land productive.

1. Collective or Group Farming

• A group of people work together in collective farming.
• They share the harvest, labour, and money.
• Profit is distributed fairly to all.

 Why it functions:

• One person doesn't spend too much because the costs are split.
• The farm grows larger and more productive.
• Together, you can purchase better equipment.
• Farmers can obtain better prices by selling in bulk. 

How to start:

• Form a small group or cooperative.
• Decide what crops to grow.
• Share duties — who manages water, seeds, sales, etc.
• Keep records and divide profit fairly.

2. Community Supported Agriculture (CSA)

• This is a new and growing idea in cities.
• Families pay the farmer in advance for a weekly or monthly supply of vegetables or fruits.
• The farmer then sends them fresh produce regularly.

Why it’s good:

• You get money before starting the season.
• You know your buyers personally.
• People love getting fresh food directly from the farm.

Example:

If 100 families pay ₹500 per week, that is ₹2 lakh per month income.

Even a small farm can earn well with this method.

3. Agritourism — Let People Visit Your Farm

• Many city people want to spend weekends on farms.
• You can invite them for farm tours, workshops, small events, or short stays.
• You can charge entry or stay fees.

Ideas:

• “Pick your own vegetables” day.
• School trips to learn farming.
• Family picnic or farmhouse party.
• Small guest rooms or tents for weekend stays.

Tips:

• Keep the place clean and safe.
• Take permission from the local authorities if you run events.
• Give visitors a good farm experience — food, learning, and fun.

4. Grow High-Value Crops

Even a small plot can earn well if you grow special crops like:

• Mushrooms
• Honey (beekeeping)
• Medicinal herbs
• Greenhouse vegetables (like tomatoes, capsicum)

Why these work:

• They need less land.
• You can earn more money per square foot.
• They grow fast and can be sold in local markets or online.

Example:

A farmer with 50 beehives can earn good profit from honey and beeswax.

Greenhouse vegetables can give income all year.

5. Rent or Lease Your Land

If you don’t want to manage the farm yourself, you can lease it to other farmers or companies.

• You will get a fixed monthly or yearly rent.
• You can also lease land for solar panels (agrivoltaics).

This gives long-term, steady income.

Before leasing:

• Make a written agreement with clear terms.
• Mention who will take care of maintenance and water.
• Check legal rules about agricultural land.

6. Combine Farming with Solar Energy

Some people use part of their land for both farming and solar panels.

This is called agrivoltaics.

It allows crops to grow under panels that give shade, while electricity brings extra income.

Benefit:

You earn from crops and power — two incomes from the same land!

Steps to Start

1. Check the land type — Is it agricultural or residential? (This affects permissions.)
2. Test soil and water.
3. Plan 1–2 income ideas to start small — like CSA or beekeeping.
4. Make legal documents if you’re working with partners or tenants.

5. Start a 3–6 month pilot to test what works.
6. Grow step-by-step once you see success.

Government Help

The Indian government supports small farmers and new agri businesses.

You can check for local schemes that give help for:

• Beekeeping
• Organic farming
• Farmer Producer Organisations (FPOs)
• Solar and renewable projects

Visit your district agriculture office for more details.

Final Thoughts

A farmhouse is not just a place to relax — it can also be a source of steady income.

With ideas like collective farming, CSA, agritourism, and special crops, you can make your land both beautiful and profitable.

Start small, learn as you go, and build a model that suits your land, time, and interests.

The goal is simple — let your farmhouse grow happiness and income together.

Khopoli is emerging as one of Maharashtra's most promising real estate markets.  Here’s why plots in Khopoli are gaining so much attention — and why getting in now could be a smart move.

1. Strategic Location Advantage

Khopoli sits right along the Mumbai–Pune Expressway, giving it unbeatable road connectivity to two of India’s largest business cities. It’s only about 80–90 km from both Mumbai and Pune, making it the perfect midpoint for people who work or do business in either direction.

The upcoming Mumbai–Pune Expressway Missing Link Project will make travel even faster by cutting down travel time and distance through new tunnels and bridges. This improved connectivity will instantly boost the demand for homes and land in Khopoli, making it a future-ready location.

2. Growing Industrial Base

There are already several industrial estates in Khopoli, including the Khopoli Industrial Area, which houses businesses from various industries such as engineering, chemicals, textiles, and pharmaceuticals.  Numerous well-known logistics and manufacturing companies operate here, creating a steady demand for housing and employment opportunities. 

As industrial growth continues, so does the need for housing, warehousing, and commercial spaces — all of which fuel the demand for land.

3. Rapid Infrastructure Development

Infrastructure is at the heart of Khopoli’s rise. Over the past few years, the region has seen:

• Wider and better-maintained roads
• Modern water and power utilities
• New residential layouts and township projects
• Enhanced digital and civic infrastructure

On top of that, the soon-to-be-operational Navi Mumbai International Airport will put Khopoli within an easy driving distance of a major global transport hub. This will benefit not only residential buyers but also industries and logistics players looking for well-connected land parcels.

4. Affordable Entry, Promising Appreciation

Compared to Mumbai, Navi Mumbai, or Pune, Khopoli offers much lower entry prices for plots. Investors can acquire larger pieces of land at a fraction of metro prices — giving them significant upside potential as development continues.

With infrastructure projects nearing completion, property values in Khopoli are expected to appreciate steadily over the coming years.

Perfect for Both Investors and End Users

Khopoli’s appeal lies in its versatility.

Investors see it as a land banking opportunity — buy now at low rates and watch appreciation unfold as infrastructure and industries expand.

End-users appreciate the peaceful environment, cleaner air, and convenient connectivity — making it an excellent spot for second homes or retirement residences.

Summary

Khopoli is becoming a significant real estate destination in its own right, no longer merely a stopover between Mumbai and Pune. It provides the ideal circumstances for long-term property appreciation due to its significant industrial activity, robust infrastructure development, and enhanced connectivity.

One of India's most important infrastructure projects is the upcoming Navi Mumbai International Airport (NMIA), which is expected to open in September 2025.  Designed to handle nearly 20 million passengers annually in its first phase and scaling up to 90 million passengers per year, NMIA is more than an airport—it’s a growth engine that will transform the real estate map of Navi Mumbai.

A Growth Wave in Motion

Airports worldwide create ripple effects in housing, retail, logistics, and business hubs. NMIA is expected to generate over 4 lakh jobs, directly and indirectly, across aviation, IT, logistics, hospitality, and allied sectors. With better connectivity through the Mumbai Trans Harbour Link, metro extensions, and expressways, the surrounding regions are witnessing a surge in demand.

Real Estate Hotspots to Watch

• Panvel: With proximity to NMIA and superb connectivity via highways, metro, and rail, Panvel is already recording a 20–30% rise in property values and is expected to grow another 15–25% post-airport launch.
• Ulwe: Known for affordability, Ulwe is gaining traction due to upcoming coastal roads and metro connectivity.
• Kharghar: A more developed node, Kharghar combines lifestyle amenities with investment potential, making it attractive for end-users and investors.
• Uran & Karjat: Offering lower entry points, these emerging zones are long-term bets poised for appreciation as infrastructure expands.

Why Invest Now?

Real estate prices in many of these nodes are still at entry-level compared to Mumbai’s prime hubs. With NMIA nearing completion, the window of early investment is narrowing. Entering now allows investors to capture appreciation before prices peak.

The Bottom Line

NMIA is not just about better air travel—it’s about redefining Navi Mumbai’s growth story. For those seeking long-term appreciation, strong rental potential, and access to a booming business ecosystem, investing around NMIA in 2025 could be a game-changing move.

Buying a plot in Maharashtra can be one of the most rewarding investments—but only if it’s done right. Too many buyers get stuck in disputes because of overlooked paperwork. To avoid costly mistakes, you need to know three critical documents: the 7/12 Extract, the NA Order, and the Title Report.

1. 7/12 Extract or Property Card – Knowing the Land’s Identity

For rural and semi-rural plots: The 7/12 Extract (popularly called Saat-Baara Utara) is your first check. It tells you who owns the land, its survey number, the area, the type of land, and any loans or claims on it. But note—this doesn’t confirm whether you can build on it, only that the person selling is the rightful owner.

For urban plots: Within city limits, the Property Card works the same way. It shows details like the CTS number, land area, and owner’s name.

Tip: Always match these details with the seller’s information.

2. NA Order – Making Sure the Land is Fit to Build On

Not every piece of land is legally fit for construction. Agricultural land, for example, cannot be directly used for building homes.

That’s where the NA Order (Non-Agricultural Order) comes in. Issued by the Collector’s office, this document confirms the land has been officially converted for residential use. If the NA Order is missing—or marked for “industrial” or “commercial”—you cannot build a home on it.

Tip: Insist on seeing a Residential NA Order before moving ahead.

3. Title Search & Supporting Documents – Securing Clear Ownership

Even with 7/12 and NA Order in hand, you need to check if the ownership is legally clean. This is where a Title Search Report from a lawyer is essential. It traces ownership for the past 30+ years and ensures:

• No disputes over the land
• No hidden mortgages or loans
• The seller is the true and only owner

Other supporting documents to check include:

• Encumbrance Certificate (EC): Confirms no outstanding loans or legal cases
• Registered Sale Deed: The actual proof of ownership transfer
• Tax Receipts & Layout Plan Approvals: Show compliance with local authorities

Final Word

Buying a plot is a long-term investment rather than just a sale.  You can make sure that your ideal house or future asset is constructed on sound legal foundations by closely examining the 7/12 Extract, NA Order, and Title. 

When in doubt, always seek legal advice from Genuine Plots and verify documents with government records. A little extra caution today can save you from years of hassle tomorrow.

1.Unmatched Security & Peace of Mind

Security is not only a luxury but also a need in the fast-paced world of today. You can find CCTV surveillance, biometric or access-controlled gates, and guarded entry points around the clock in gated communities.  

2.Infrastructure That Delivers from Day One

Forget post-purchase hassles. Gated community plots come complete with well-paved roads, street lighting, underground cabling, solid drainage systems, and reliable water supply. These essentials aren’t an extra—they’re part of the package. No more unexpected costs or tedious approvals.

3. A Lifestyle with Amenities Built In

It’s not just a plot—it’s a lifestyle. Imagine walking paths, green parks, clubhouses, swimming pools, and community halls—all just steps away. These lifestyle elements greatly enhance well-being and make your property more appealing, whether you're living there or looking to resell or rent.

4. Stronger Appreciation & Resale Potential

Well-designed gated communities dominate local markets when it comes to demand and returns. Buyers often choose plots in gated enclaves because they offer better infrastructure, managed interiors, and spatial planning—all of which help drive higher resale values.

5. Transparent Legal Processes & Clarity

Avoid the pitfalls of murky ownership titles or zoning confusion. Developers of gated communities usually provide clear land titles, RERA registration (where applicable), and proper local authority approvals. Your investment remains secure—legally and financially.

6. Built-in Community Vibe

These plots foster neighbourhood engagement—with shared spaces and organised events facilitating social interaction. It’s not just a place to live; it’s a place to belong. Standalone plots, especially in sparsely developed areas, often feel isolating by comparison.

7. Hassle-Free Maintenance

From road upkeep and landscape care to lighting in communal areas, gated societies typically handle the maintenance. You get to enjoy hassle-free living—no need to manage each service individually or constantly chase contractors.

8. Faster Loan & Insurance Approvals

Financial facilitators love gated community plots. Thanks to pre-approved structures, shorter paperwork, and lower perceived risk, loan disbursement is smoother, and interest rates tend to be more competitive. Plus, securing property insurance is generally easier and cheaper.

9. Green, Sustainable Living

Modern gated developments often include eco-friendly features like rainwater harvesting, solar lighting, wastewater management, and native landscaping, thereby reducing your carbon footprint and also lowering your long-term utility costs.

10. Future-Ready Locations & Growth Potential

Many gated community plots are strategically placed near upcoming infrastructure—think new metro lines, expressways, or IT corridors. These growth corridors often outperform standalone plot sites in terms of connectivity and appreciation.